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Stevera

Athlete Experience

A clear view of every contract, payout, and required action.

The athlete-facing experience connects contracts, upcoming payment schedules, payment history, documents, tax forms, required actions, and financial planning insights to the same institutional record — without requiring athletes to open a new bank account.

Inside the Athlete Experience

Built for athlete clarity. Governed by the institution.

Agreements and required actions, payment visibility, tax-document access, and Tax Reserve Insight — organized around how athletes actually use it, inside the institutional platform.

Product views are grounded in the Stevera OS product design and shown with fictional data.

Action Center

Agreements and Actions

See which agreements need a signature and which disclosures need action, in one place.

Payment Status Visibility

Track revenue-share distributions and third-party NIL activity as they move through the institutional workflow.

Notifications

Get notified when a document needs a signature, a payment updates, or a new tax document is ready.

Illustrative athlete mobile app screen showing an action feed: a university revenue-share agreement needing the athlete's signature, two third-party items under institutional review, associated-deal review threshold progress, a tax-document ready alert, and a bottom navigation with Home, Earnings, New Deal, Deals, Tax, and Help tabs. Fictional counterparties and sample data.

Tax Reserve Insight

One clear estimated tax reserve after every payment.

After each recorded payment, Stevera calculates a single estimated tax reserve based on the athlete's available tax profile, payment history, projected compensation, and applicable tax rules. The athlete sees the estimated amount to consider setting aside and the estimated amount remaining — while retaining complete control of every dollar in the athlete's own bank account.

  • Payment received
  • Estimated tax reserve
  • Estimated amount after reserve
  • Upcoming scheduled payouts
  • Estimated reserve for upcoming payouts
  • Projected annual compensation
  • Tax jurisdiction used
  • Last-updated indicator
  • A plain-language explanation of how the estimate was calculated

Refreshes on: a new, amended, renewed, or terminated contract, an updated payment schedule, a new, returned, or cancelled payout, changed location or tax-profile information.

Tax Reserve Insight is a planning estimate. Stevera does not withhold, hold, reserve, or move any portion of an athlete's funds. Actual tax obligations depend on the athlete's individual circumstances, and athletes should consult a qualified tax professional.

Illustrative Tax Reserve Insight screen on the athlete Home experience for the fictional athlete Jordan Ellis, showing a recorded payment, a single estimated tax-reserve amount, the single estimated amount available after that reserve, an upcoming scheduled payout with its own single estimated reserve and after-reserve amount, projected annual compensation, the tax jurisdiction used, a last-updated indicator, a “Why this estimate?” affordance explaining which inputs were used (This estimate uses the athlete's tax jurisdiction, projected annual compensation, recorded payments, upcoming payouts, payment timing, and applicable tax assumptions. It is not a final or guaranteed tax amount.), and a disclaimer that this is an estimate only and no funds are withheld, held, or moved by Stevera. Sample data.

Illustrative product view using fictional data.

Tax Documents and Financial Readiness

Tax-Document Access

Institution-approved tax documents, including 1099-NEC records, become available directly in the athlete application alongside agreements and payment history.

Financial-Readiness Tools

The Future Wealth Hub provides education, goal-setting tools, and planning simulators for athletes managing variable athletic income.

Illustrative athlete Tax Documents screen for the fictional athlete Jordan Ellis, showing a tax year, a Form 1099-NEC style document with gross recorded amount, a nonemployee-compensation and withholding box breakdown, transaction count, document status, institution-generated date, and access actions. Illustrative product view using fictional data — a sample document, not a filed or accepted tax form.

Sample document — not filed or accepted by any tax authority.

Submitting a Deal

Athlete-submitted third-party NIL records, routed for institutional review.

Illustrative Submit a NIL Deal screen for the fictional athlete Jordan Ellis, showing counterparty, company type, contract value, term, deliverables, a proposed-agreement supporting document, submission for institutional review, and the shared athlete-app bottom navigation with New Deal active. Illustrative product view using fictional data.

Payment Destination

Approved payments arrive in the athlete's designated bank account.

When a university releases a payout through Stevera Integrated Payments, the funds are delivered to the athlete's designated bank account. Athletes do not need to open a Stevera bank account or wallet. Upcoming payouts, payment status, documents, and Tax Reserve Insight remain available in the Stevera athlete experience.

The athlete keeps control of the receiving account and all funds deposited into it.

Privacy and Role Boundaries

What the athlete sees. What the institution sees. What it never sees.

Athlete Sees

  • Agreements and required actions
  • Payment and distribution status
  • Recorded payment activity
  • Tax Reserve Insight
  • Tax documents
  • Personal activity history

Institution Sees

  • Disclosure and agreement status
  • Completion and signature status
  • Institutional approvals
  • Account-activation status
  • Required reporting records
  • Audit history

Institution Does Not See

  • Private account balances
  • Bank-account details and routing information
  • Personal transaction history
  • Tax Reserve Insight figures

The current permission model is designed to keep private athlete financial information outside institutional views.

What This Is — and Is Not

  • Stevera is not a bank.
  • Stevera does not hold athlete funds.
  • The athlete experience is not a wallet.
  • Athletes are not required to open a new bank account.
  • Tax Reserve Insight does not withhold, hold, reserve, or move any portion of an athlete's funds.
  • Financial-education content is general guidance, not individualized investment advice.
  • University access to athlete information remains governed by institutional permissions and policy.

Connected to the Institutional Record

Purpose-built for participation in the university workflow.

The athlete application provides a dedicated experience for agreements, payment status, payout preferences, tax documents, Tax Reserve Insight, and required actions — connected to the institutional workflow without exposing private athlete financial information to university staff.

See how the athlete experience supports your institution's operation.

Request a DemonstrationExplore the Institutional Platform