Platform
The institutional system of record for athlete financial activity.
Stevera OS is the operating layer that sits between university decision-making and banking-partner coordination — a single coordinated record for revenue-share operations, third-party NIL disclosure, contracts, tax readiness, reporting, and audit evidence.
Architecture
Three layers, one record.
University Decision Layer
Athletics, compliance, finance, legal, and business-office staff plan, review, and approve financial activity. The university determines and approves every obligation — Stevera does not make this decision on the university's behalf.
Stevera Coordination Layer
Stevera OS documents approvals, maintains the institutional record, generates payment instruction files, tracks readiness, and produces reporting and audit evidence — coordinating the workflow without custodying funds or making the underlying decisions.
Banking Execution Layer
A banking partner executes approved payment instructions from the university-controlled account and performs the regulated account, payment, and settlement functions. This layer is in collaborative development and is not a live integration today.
Roles and Permission Boundaries
Application access is scoped by role.
The current permission model is designed not to expose athlete banking details to university staff or agents, regardless of what else they can access.
Compliance Officer / University Staff
Sees
- Compliance queue, disclosure review, and routing status
- Aggregate revenue-share cap utilization and treasury reporting
- Roster management — athlete name, sport, and account-active status only
- Contracts, tax-document generation, audit logs, staff management
Does Not See
- Athlete account balances or spendable amounts
- Athlete routing or account numbers or other banking details
- Athlete tax-reserve balances
- Athlete transaction history
Athlete
Sees
- Their own account balance, revenue-share distributions, and transaction history
- Their own tax documents and an optional tax-reserve estimate
- Agreements requiring their signature and third-party NIL activity
- An athlete-scoped AI financial assistant
Does Not See
- Any other athlete's financial or disclosure data
- University-side compliance, treasury, or staff tooling
Agent
Sees
- Their represented athletes' name, sport, institution, and jersey number
- Account active/inactive status for their athletes
- Disclosure counts and their own deal submissions
Does Not See
- Athlete account balances or banking details
- Athlete tax-reserve amounts or any per-athlete financial data beyond disclosure counts
Product Modules
Grouped by function, not by org chart.
Compliance & Disclosure
- Third-party NIL disclosure intake and review
- Counterparty and sponsor/facilitator registry
- Title IX and women's-sport monitoring
- Associated-deal threshold tracking
Revenue Share & Treasury
- Distribution planning, validation, and approval
- Treasury cap tracking and utilization reporting
- Payment instruction file generation
Contracts
- Agreement drafting and tracking
- In-app athlete signing
- Status tracking from draft through execution
Tax & Reporting
- 1099 generation and tax-document readiness
- Executive and compliance reporting
- Exportable analytics
Roster & Agent Management
- Roster import and management
- Transfer-portal tracking
- Agent deal submission and approval
Athlete Experience
- Action-item feed for agreements and disclosures
- Tax documents and financial-readiness tools
- Athlete-scoped AI financial assistant
Audit & Governance
- Structured audit trail and evidence export
- Role-based staff management
Capability Status
Available in Working Prototype, in collaborative development, or planned — stated plainly.
Revenue Share Operations
Plan, review, approve, and document institutional revenue-share distributions, including generating the resulting payment instruction file. Live execution of that file with a banking partner is a separate, in-development capability — see Banking Integration.
Third-Party NIL Disclosure and Review
Disclosure intake, compliance review, and internal routing for third-party NIL activity. This is Stevera's internal workflow — it is distinct from live connectivity to an external clearinghouse, which is not yet integrated.
Contract Workflows
Draft, track, and execute agreements, including in-app athlete signing and status tracking from draft through execution.
Predictive Oversight
Rule-based risk and priority scoring for disclosed activity today, with broader predictive and trend analysis still in development.
Tax and 1099 Readiness
Tax-document generation and readiness tracking, including bulk 1099-NEC preparation and athlete-facing tax document access.
Audit Records
A structured audit trail and exportable evidence record spanning compliance, disclosures, and institutional approvals.
Executive Reporting
Reporting and export views for leadership, compliance, and finance drawn from the same operating data — not a separate reporting process.
Banking Integration
Stevera OS generates a structured payment instruction file summarizing approved obligations for a banking partner. Live, connected execution with a banking partner's systems is in collaborative development and not yet available.
Athlete Financial Action Center
A mobile and web experience where athletes review agreements, track payment and third-party NIL activity status, and access tax documents.
AI-Assisted Operational Support
AI-assisted support for compliance staff reviewing disclosures and an athlete-facing financial assistant, scoped to each user's own data. These tools support review and understanding — they do not make legal, financial, compliance, eligibility, or regulatory decisions.
Conference and Multi-Institution Reporting
Coordinated reporting across conferences and multiple institutions is a planned direction for the platform and does not exist in the current prototype.
The presence of a screen, data model, export, or routing status inside Stevera OS does not by itself mean a live, connected integration exists with an external system. Where Stevera tracks a status such as a submission or filing, that reflects Stevera's own internal workflow record unless this site states that direct, verified connectivity exists.
Audit and Reporting
Audit and reporting structure
Every approval, disclosure, and payment instruction is captured against the same underlying record. That record is the source for compliance reporting, executive reporting, and exportable audit evidence — so a report reflects what actually happened in the workflow, not a reconstruction after the fact.
- Structured audit trail across compliance, disclosures, and approvals
- Exportable evidence records for governance and audit review
- Reporting and export views for leadership, compliance, and finance drawn from the same operating data
See It In Action
The same record, two experiences.
Product views are grounded in the Stevera OS working prototype and shown with fictional data.
University Portal
Stevera OS — University PortalAthlete Application
See the full architecture in a live working-prototype session.